Daisy and Oscar, and their chlidren, Nelson and Eileen, currently live in an overcrowded, two-bedroom apartment. Daisy and Oscar know that every sweat equity hour worked takes them one step closer to the safe and accessible home they have long dreamed of as well as the ability to save for their family’s future. Oscar is relieved to know that the monthly payments on their new home’s 0% interest mortgage will be lower than their current rent.  “Life will soon be better for our entire family,” says Daisy with tears in her eyes.